18002payday is an online direct lender that provides payday loans with easy repayment options. It has been operating since 2001, and is committed to offering excellent customer service. With a secure website, you can rest assured that your financial information is safe and secure while applying for a payday loan. In this article, we will provide a comprehensive review of 18002payday and address the different aspects that you should consider before applying for a loan. We will discuss their loan products, application process, customer service and customer reviews to give you a better indication of what you can expect when using them for your payday loan needs.
Overview of 18002payday
18002payday is an online direct lender offering payday loans with easy repayment options. Founded in 2001, the company is based in the United States and is committed to offering excellent customer service. With a secure website, you can be assured that your financial information is safe and secure while applying for a payday loan.
The company’s services include cash advances, installment loans, and other short-term financial solutions. To help make the loan process easier, the website also provides a variety of helpful resources such as financial calculators, repayment options, and more. To give potential customers an idea of the cost of the loans, the website also provides information on the interest rates and fees.
18002payday currently offers three different types of loan products: payday loans, installment loans, and cash advances.
The payday loans offered by 18002payday are short-term loans that are meant to be repaid on your next payday. The repayment schedule is set up when you apply for the loan and you can expect to pay back the full loan amount along with any fees within a few weeks. The maximum loan amount is limited, but the minimum loan amount varies.
The installment loans are also short-term loans with a relatively low APR and repayment period. The repayment structure is fixed and you can expect to pay back the full loan amount over 3 – 12 months. The loan amount can range from $200 – $2000 and you can choose to make payments on a weekly or bi-weekly basis, depending on your needs.
The cash advances are short-term loans with an immediate cash advance upon approval. This type of loan offers high amounts of cash that can be used to cover short-term financial needs. The interest rate and fees are higher than the other loan types but the repayment period is very short.
The application process for a loan with 18002payday is relatively simple and straightforward. The first step is to fill out the online application form and provide some basic information about yourself and your current financial situation. After that, you can expect to receive a response from the lender in a few minutes.
If your application is accepted, you will need to provide some additional documentation to verify your identity and your current income. After the verification process is completed, you can expect to receive the loan amount in your bank account within a few hours.
Customer service is one of the hallmarks of 18002payday. The company offers 24/7 customer support through its website, email, and phone. The customer service representatives are knowledgeable and helpful and can answer any questions you might have.
The website also provides FAQs and detailed information about all the products and services offered. This can be especially helpful for first-time customers who are unfamiliar with the loan process.
18002payday has a good reputation among its customers, with many praising its easy application process and friendly customer service. Most customers report that the process is fast and easy and that their money was deposited into their bank account within a few hours. There are also some customers who report having difficulty with their loan repayments and who have had negative experiences with the customer service representatives.
Overall, the vast majority of customers report having a positive experience with 18002payday. The company is highly rated and has an excellent reputation, especially among customers who have had difficult times in the past and need a payday loan to cover their expenses.